Terms & Conditions

Effective Date: January 16, 2026  |  Last Updated: June 16, 2026

These Terms & Conditions ("Terms") govern your access to this website and the services provided by Fast Loan Disbursal ("we," "us," or "our"). By using the website, you agree to these Terms and the applicable Privacy Policy. If you do not agree, do not use the website. You must be at least 18 years old, or the age of majority where you live if higher, and legally able to enter into an agreement. You must provide information that is accurate, current, and authorized for you to submit.

1. What our service does

Fast Loan Disbursal provides an online referral and loan-matching service. If you submit a request, we may transmit the information you provide to independent lenders, lending networks, or financial-service providers that may review it and decide whether to contact you. We do not make loans, underwrite credit, approve or deny requests, set loan terms, collect loan repayments, or guarantee that a provider will make an offer.

Unless expressly stated otherwise in a separate written agreement, we are not a lender and do not act as a lender's agent.

2. No guarantee or financial advice

Submitting a form does not guarantee a match, approval, a particular loan amount, a specific APR, or funding by a particular date. Any decision rests with the independent provider. Information on this website is general and is not legal, tax, credit-repair, debt-management, or individualized financial advice. We do not recommend that any particular loan is suitable for you.

3. Personal loans and short-term products

The service may include referrals relating to personal installment loans, payday loans, or other short-term financial products, depending on availability and applicable law. These products can have materially different costs, repayment schedules, and legal restrictions. Short-term loans can be expensive and may create a cycle of debt if repayment is difficult. Review all disclosures and consider alternatives before accepting an offer.

4. Review the provider and agreement

Any offer is made by the independent lender or provider, not by Fast Loan Disbursal. Before accepting, review the provider's identity, applicable licensing or authorization, APR, fees, repayment schedule, late-payment consequences, payment authorization, privacy notice, and complete contract. Contact the provider directly about its terms, credit decision, funding, payment servicing, complaints, or account information.

5. Referral relationships and compensation

We may receive compensation for referrals, leads, or marketing services from providers or partners. Such compensation may influence which providers participate in the service or receive your information. We do not claim to display every lender or available loan option.

6. Your information and permission to share

You are responsible for ensuring that information you submit is accurate and that you have the right to provide it. Information may be transmitted to third parties as described in the Privacy Policy and in the notices displayed with the relevant form. Review the Privacy Policy and the separate consent statements before submitting a request.

7. Credit checks and verification

A lender or provider may verify your identity, income, employment, or other information and may request a consumer report or credit score where legally permitted. A credit inquiry may be a soft inquiry or a hard inquiry; a hard inquiry may affect your credit score. The relevant provider must explain its intended inquiry and obtain any legally required authorization. See the separate Credit Authorization page.

8. Electronic communications and marketing

We may send service-related communications about your request. Any consent to marketing calls, automated calls, prerecorded messages, or text messages must be presented clearly and obtained separately where required. Message and data rates may apply. You can withdraw consent or opt out using the instructions provided in the communication, subject to applicable law.

9. Permitted use

You may use the website only for lawful purposes. You must not submit false information, impersonate another person, attempt unauthorized access, interfere with site operation, introduce malicious code, scrape or harvest information without authorization, or use the service to violate another person's rights or applicable law.

10. Third-party services and links

The website may include links, integrations, or referrals to third-party services. We do not control those third parties and are not responsible for their content, acts, omissions, privacy practices, security, products, or contracts. A link or referral is not a guarantee or endorsement.

11. Website availability and disclaimers

To the extent permitted by law, the website is provided on an "as available" basis. We do not guarantee uninterrupted access, error-free operation, or that website content will always be complete or current. Nothing in these Terms excludes a consumer right or liability that cannot lawfully be excluded.

12. Limitation of liability

To the extent permitted by applicable law, Fast Loan Disbursal will not be liable for indirect, incidental, special, consequential, or punitive losses arising from use of the website or a third-party provider's acts or omissions. Nothing in these Terms limits liability where such limitation is prohibited by law, including liability that cannot legally be waived.

13. Changes and termination

We may update the website or these Terms from time to time. The updated Terms will be posted with a revised date. We may suspend or discontinue some or all of the website where reasonably necessary, subject to applicable law.

14. Governing law and dispute handling

These Terms are governed by the laws applicable to Fast Loan Disbursal and the user, without overriding mandatory consumer protections that apply in the user's jurisdiction.

15. Contact

Fast Loan Disbursal — contact@fast.loan-disbursal.com