How It Works
A closer look at the three steps between submitting your request and getting funded.
1. Submit Your Request
Fill out one simple online form — your amount, a few personal details, and basic income information. There's no paperwork to print, no document uploads, and no branch visit. Most people finish in under two minutes.
What we ask for: your name, contact details, date of birth, income source and amount, and basic banking information so a lender can evaluate your request.
2. Get Matched & Review Your Offer
We send your request to lenders in our network who may be able to work with you. If one is interested, you'll see their offer directly — the amount, the rate, and the repayment schedule — before you agree to anything.
Submitting a request is never a commitment. You can review the terms and walk away if the offer isn't right for you, with no cost and no obligation.
3. Accept and Get Funded
If you're happy with the terms, you e-sign the agreement directly with the lender. Funds are typically sent by direct deposit and can land in your account as soon as the next business day.
Exact timing depends on your bank and the lender you're matched with — the lender will confirm the expected funding date before you sign.
How long does it take?
The form itself takes about 90 seconds. If a lender in our network is interested, you can see an offer the same day.
Is my information safe?
Every request is transmitted using 256-bit encryption, the same standard banks use. See our Privacy Policy for the details.
Ready to get started?
No cost, no obligation, and it won't affect your credit score.
No impact to your credit score to check eligibility.